Join a member
Name, phone, and national ID. On the same visit: the fee, the minimum shares, and an opening deposit.
For SACCO staff
Books for the SACCO
counter.
A teller posts the cash. An admin approves the loan. The day closes on a figure you can count back from the drawer.
- One branchThe counter you actually run.
- Three loan productsEnough for business, school, and an emergency.
- Whole shillingsUganda shillings, with no cents to argue about.
What the counter can post
All featuresCash, bank, mobile
Each row has a channel. Cash sits in the drawer. Bank and mobile money sit in their own pots.
Loans with a schedule
Flat monthly interest, a due date each month, and guarantors who pledge savings until the loan is paid.
The day book
Cash in, cash out, new members, and the loans that are late. Close when the drawer matches.
A row you do not edit
A mistake is a reversal. Yesterday’s receipt still says what happened at the counter.
Receipt and passbook
Print the row you just posted, or the member’s book, with amounts marked once as UGX.
A morning at the counter
- 1
Open the drawer
Count the float. It is a count, not a ledger entry.
- 2
Post the movement
Join, deposit, withdraw, disburse, or take a repayment. Each one is a row.
- 3
Close on the cash
The drawer should equal the morning float plus cash in, minus cash out.
Priced for one counter
PricingPrices in Uganda shillings. Counter is the books. Society adds reminders. Beyond adds USSD and a member portal.
Counter
43,000 a month
One SACCO, one branch, and the people who stand at that counter.
Society
143,000 a month
Bulk SMS and email, repayment reminders, and more support time.
Beyond
Written with you
USSD, a member access portal and wallet, and several SACCOs if you need them.
From the counter
InsightsClose the drawer before you leave
The float is a count. The book is a list of rows. They should agree before the door is locked.
What PAR 30 is counting
It is the share of active loan money that is more than 30 days late. One old installment can put a whole loan in that share.
A mistake is a new row
Posted cash is not corrected by changing yesterday. The correction is a reversal, with its own time and its own name.
Partners who already sit in the room
Promoters who open societies. Trainers who spend a week at the counter. Auditors who want a row that was never edited.